The financial technology (fintech) revolution has transformed the way we manage, transfer, and access money. Coupled with open banking, which allows third-party providers to access banking data via secure APIs, fintech promises convenience, innovation, and personalized services. However, with these innovations comes significant responsibility: securing customer data. In 2026, as fintech adoption grows worldwide, protecting […]
In an era where digital payments dominate global commerce, data breaches and cyberattacks have become increasingly common. As a result, maintaining payment card security is no longer optional — it’s a business necessity. The Payment Card Industry Data Security Standard (PCI DSS) is the global benchmark for protecting cardholder data. With the release of PCI […]
Artificial Intelligence (AI) has moved from being a futuristic concept to a powerful driver of global industries. From self-driving cars to predictive healthcare, AI is reshaping how societies operate. However, with rapid adoption comes heightened privacy and security concerns. Governments worldwide are introducing AI regulations to ensure ethical use, data protection, and accountability. This article […]
Explained Exhaustive comparison, plain-English explanations, practical compliance steps, rights, obligations, penalties, and checklists for organisations and data subjects. 1. Why compare NDPA and GDPR? Organisations operating in or with customers in the EU and Nigeria need to understand both regimes to avoid legal risk, meet cross-border transfer rules, and build trust. Many concepts overlap (data […]
A Privacy Impact Assessment (PIA) is a critical tool for organizations to identify and minimize privacy risks when handling personal data. Whether you’re launching a new app, implementing HR software, or expanding into new markets, conducting a PIA ensures compliance with laws like GDPR, CPRA, and Nigeria’s NDPA — while also building trust with customers. […]
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